SBA 504


The SBA 504 is designed for small businesses that want to invest in expansion but still maintain cash for working capital. As such, it provides fixed, below-market interest rates with longer loan term options and lower down payment requirements.

SBA 504 loans are provided in conjunction with a bank or other primary lender, financing up to 40% of the total cost of commercial real estate projects and equipment purchases. These features are ideal for a wide range of businesses, even if they already qualify for a conventional loan.

Borrower Spotlight: Creative Labels 

Website: Creative Labels (creative-labels.com)  Location: Troy  County: Miami  Lending Partner: River Valley Credit Union  Creative Labels, Inc. is a printer of custom labels for commercial customers in a wide range of industries.  They are located in Troy, Ohio and their business has been in operation since 1989, with the current owners owning the company since […]

Borrower Spotlight: The Hance Group 

Website: https://matthewhance.exprealty.com/ Location: Lewis Center  County: Delaware  Lending Partner: KEMBA Financial Credit Union  The Hance Group is a Central Ohio residential real estate agency based in Lewis Center and founded in 2021 by Matt Hance. The Hance Group has partnered with EXP Realty, a nationwide real estate brokerage company, to serve Central Ohio.   OSDC partnered […]

Borrower Spotlight: Greve Chrysler-Jeep-Dodge  

Website: Greve Chrysler Jeep Dodge Ram (grevechryslerjeepdodgeofvanwert.com)  Location: Van Wert  County: Van Wert  Lending Partner: Citizens National Bank  Founded in 1986, Greve Chrysler-Jeep-Dodge is a long-established Northwest Ohio car dealership located in Van Wert, Ohio.  The business utilizes 3 properties to operate the business, which includes the main dealership building, repair facility, storage, a paved […]

Borrower Spotlight: Dankhouse Brewing Company 

Website: DankHouse Brewing Co. – Craft Beer, IPA’s and Sour Beer  Location: Newark  County: Licking  Lending Partner: The Community Bank  Dankhouse Brewing Company is a craft brewery and tap room located in Newark, Ohio.  Founded in 2017, Dankhouse has been providing quality craft beer to the residents of Newark and the surrounding area, winning major […]

Borrower Spotlight: The Learning Spectrum 

Website: Autism Programs & Therapies | The Learning Spectrum  Location: Worthington   County: Franklin  Lending Partner: Chase Bank  The Learning Spectrum, formed in 2005, is a company based in Ohio with three schools covering the greater Columbus area: Worthington, Johnstown and Canal Winchester.  They provide specialized learning opportunities for children with special needs and autism, designed to meet […]

Borrower Spotlight: Magnetic Marketing Solutions dba Decal Impressions 

Website: https://www.decalimpressions.com/ Location: Lebanon  County: Warren  Lending Partner: Centerbank  Magnetic Marketing Solutions dba Decal Impressions is a print-service-provider sign company located in Lebanon, Ohio.  Decal Impressions has been in operation for over 50 years and specializes in mesh and vinyl banners, decals, trade show displays, vehicle graphics, real estate and political signs and offset and […]

Borrower Spotlight: Dean Orthodontics 

Website: Dean Orthodontics – Get Wired  Location: Zanesville  County: Muskingum  Lending Partner: Peoples Bank  Dean Orthodontics is a well-respected orthodontics provider with a strong community reputation and two offices in Ohio; the main office located in Zanesville and a satellite office located in Cambridge, Ohio.  They have been in operations since 2012, providing corrective orthodontic […]

Borrower Spotlight: Kiwi’s Clubhouse 

Website: Kiwi’s Clubhouse offers Flexible Childcare in Columbus (kiwisclubhouse.com)  Location: Lewis Center  County: Delaware  Lending Partner: Civista Bank  Kiwi’s Clubhouse is a childcare provider with locations in Lewis Center and Gahanna, Ohio that has been in operation for 17 years, serving the greater Columbus metropolitan area.  They provide flexible daycare options including part-time and full-time […]

Borrower Spotlight: Pearl Aesthetics & Wellness 

Website: Pearl | Medical Spa | Custom anti-aging & wellness services | Lancaster (pearlnp.com)  Location: Lancaster  County: Fairfield  Lending Partner: Park National Bank  Pearl Aesthetics & Wellness is a full-service boutique medical spa located in Lancaster, Ohio that provides quality medical spa services including botox, dermal fillers, chemical peels and microneedling, helping clients nurture and […]

Borrower Spotlight: Fredericktown Veterinary Clinic 

Website: Veterinarian in Fredericktown, OH | Fredericktown Veterinary Clinic (fredericktownvetinc.com)  Location: Fredericktown  County: Knox  Lending Partner: PNC Bank  Fredericktown Veterinary Clinic is a full-service farm and companion animal hospital located in Fredericktown, Ohio.  The clinic was originally founded in 1954 and has facilities to accommodate large and small animals in-clinic and offers a wide variety […]