MOST SMALL BUSINESSES HAVE SOMETHING STANDING IN THE WAY OF GROWTH. WE HELP THEM SECURE THE FINANCING THEY NEED TO OVERCOME IT.

Our mission is to promote business investment and job creation by providing SBA 504 and Ohio 166 loans to small businesses for buildings and equipment. Sometimes that means lending directly to businesses, other times it means partnering with their existing lender. But the end result is the same: we help small businesses across Ohio secure the financing they need to grow.

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HOW WE CAN HELP

We provide real estate and equipment loans with low-interest fixed rates that help small businesses grow.

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WE MAKE THE PROCESS EASY

We think our borrowers should focus on growing their small business, not filling out forms.

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WHO WE WORK WITH

Sometimes we partner with a lender, other times we work directly with a small business owner.

NEWS AND UPDATES

Ohio year end contribution to small businesses

2025 Year in Review: OSDC’s Impact Across Ohio

December 18, 2025

As 2025 comes to a close, Ohio’s small businesses continue to move forward with the support of strong partnerships and the right access to capital. Throughout the year, we worked alongside lenders, community organizations, and business owners to support projects that created jobs, expanded operations, and strengthened local economies across the state. This year-in-review highlights […]

Ohio award winners SBA

Celebrating Our 2025 OSDC Award Winners

December 17, 2025

Each year, OSDC has the privilege of working alongside lenders, referral partners, and community organizations that are deeply committed to supporting Ohio’s small businesses. Our annual awards are an opportunity to pause, reflect, and celebrate the partnerships that make this work possible. The 2025 OSDC Award Winners represent excellence in collaboration, innovation, and community impact. […]

Borrower Spotlight: 5B’s

December 3, 2025

Website: https://www.5Bs.com Location: Zanesville County: Muskingum Lending Partner: Premier Bank 5B’s began in the Biles family basement in 1980 and has grown into one of the nation’s leading full-service apparel decorators. Founded by Lee Biles, a proud veteran, the company has built its success on dedication, discipline, and craftsmanship—values that continue to shape its culture […]