OUR LOAN PROGRAMS

We provide financing to Ohio small businesses by acting as an agent or conduit for public financing programs. OSDC is a Certified Development Company (CDC) licensed by the U.S. Small Business Administration (SBA) to provide low-cost, long-term SBA 504 loans to eligible small businesses in Ohio. OSDC is also an Ohio 166 Regional Loan Administrator as designated by the Ohio Development Services Agency.

SBA 504 LOAN
The SBA 504 loan is designed specifically for small businesses that want to invest in growth but keep cash on hand during the process. So even if a borrower qualifies for a conventional loan, the SBA 504 can increase the amount of money they keep while lowering the risk for the primary lender. It’s a true win-win. Learn more.

OHIO 166 LOAN
The Ohio 166 loan is perfect for businesses that want to conserve cash to fuel growth. Lower down payments and fixed interest rates mean businesses can keep more cash for working capital to invest in growing their team. Learn more.

VETLOAN ADVANTAGE PROGRAM
Through the VetLoan Advantage Program, all OSDC loans to small businesses with veteran ownership of 50% or more will have their $500 Application Fee waived and receive a rebate of up to $3,000 on their appraisal as a thank you for their service. Learn more.