Most lenders meet a lot of small businesses they want to lend to but can’t for some reason: the business doesn’t have enough cash, it needs a longer term, or there’s simply more risk than the lender can take on. That’s when lenders should call us.
When a lender partners with OSDC, they hold a first lien while we provide permanent, subordinate financing. So what does that actually mean?
MORE OPTIONS FOR BORROWERS
Even if a small business qualifies for a conventional loan, the option of a longer term, fixed rate, or smaller down payment can make a big difference to the borrower… and dissuade them from cross-shopping other lenders.
LESS RISK FOR THE LENDER
No lender likes to tell a borrower that it’s “too risky” to approve their small business loan. But when lenders partner with us, we take a subordinate lien and fund up to 40% of the overall project, up to $5 million.
WE MAKE IT EASY
A lot of lenders think an SBA loan is more headache than it’s worth, but that isn’t the case at all. Not only is the process fast and simple, but we do all of the work, making it a painless experience for both the lender and borrower.
WANT TO GIVE YOUR BORROWERS THE BEST LOAN SOLUTION THEY CAN GET?
Just contact us and we’ll give you some options to share with your borrower… even if they already qualify for a conventional loan.