Minority Owned


2025 Year in Review: OSDC’s Impact Across Ohio

As 2025 comes to a close, Ohio’s small businesses continue to move forward with the support of strong partnerships and the right access to capital. Throughout the year, we worked alongside lenders, community organizations, and business owners to support projects that created jobs, expanded operations, and strengthened local economies across the state. This year-in-review highlights […]

Borrower Spotlight: Defifoods Group International, Inc.

Website: https://defifoods.com/ Location: Defiance County: Defiance Lending Partner: Citizens National Bank Defifoods Group International is minority-owned family business that manufactures private label chocolates and other confections. They create a variety of organic chocolates using ethically grown cocoa sourced throughout the world. They moved their production and warehouse operations to Defiance in 2022 to better serve […]

Borrower Spotlight: JLD Construction

Website: https://www.jld-construction.com/ Location: Columbus County: Franklin Lending Partner: Buckeye State Bank JLD Construction is a heavy construction equipment company based in Columbus, Ohio working primarily on highway, airport, and commercial projects. They are a veteran-owned and minority-owned small business focused on bringing expanded diversity and experience to modernize Ohio’s construction industry.  OSDC worked with Buckeye State Bank to secure […]

Borrower Spotlight: Kiddie Academy of Reynoldsburg

Website: https://kiddieacademy.com/academies/reynoldsburg/ Location: Reynoldsburg County: Franklin Lending Partner: The Community Bank Kiddie Academy of Reynoldsburg is an early childhood education provider to children from 6 weeks to 12 years. They offer day care, preschool, and before and after school care. The Reynoldsburg location is part of the Kiddie Academy franchise that originally formed in Baltimore, […]

Borrower Spotlight: Zip Tool & Die Co., Inc.

Website: http://www.ziptool.com Location: Cleveland County: Cuyahoga Lending Partner: Buckeye Community Bank Zip Tool & Die is a family-owned business founded in1968. The company is a one-stop shop, specializing in high-quality and value-added Engineering, Prototyping, Metal Forming, Metal Stamping and Tool & Die solutions.   OSDC worked with Buckeye Community Bank to utilize the Ohio 166 Regional Direct Loan […]