Website: https://www.staufferfamilydental.com/
Location: Westerville
County: Franklin
Lending Partner: PNC Bank
A Practice Built on Trust, Not Volume
Dr. Heidi Stauffer had a clear vision for her dental practice from the start. Not a revolving door of rotating dentists. Not a place where patients feel like a number. A single-location, family-oriented practice in Westerville where every patient sees the same doctor, every time, and gets the honest, conservative care they deserve.
Stauffer Family Dental serves families and individuals across greater Columbus, offering preventive, pediatric, family, general, and cosmetic dentistry from their Westerville office. With more than 100 Google reviews and nearly 200 on Facebook, the practice has built a reputation on something simple: treating people the way you’d want to be treated.
That kind of practice takes years to build. And it takes a permanent home to sustain it.
From Paying Rent to Building Equity
As Stauffer Family Dental grew, it became clear that owning their space made more sense than continuing to lease. Buying a building would give the practice long-term stability, build equity instead of paying someone else’s mortgage, and create the kind of permanent presence that a community-focused practice deserves.
The challenge was structuring the financing in a way that worked for a small, single-provider practice.
How the SBA 504 Made It Work
OSDC partnered with PNC Bank to secure an SBA 504 loan for Stauffer Family Dental. The SBA 504 is a government-backed loan program that helps Ohio small businesses purchase commercial real estate with a low fixed interest rate and a smaller down payment than a conventional bank loan.
For Dr. Heidi, the 504 loan meant she could purchase a building for the practice without overextending the business. The fixed rate locks in for the full term of the loan, so there are no surprises. And the lower down payment kept cash available to invest in the practice, the team, and the patients.
A Home Worth Staying In
Stauffer Family Dental didn’t buy a building to grow into a chain. They bought it to stay. To be a fixture in Westerville. To keep showing up for the same families, year after year, with the same doctor and the same commitment to honest care.
That’s exactly the kind of Ohio small business the SBA 504 program was designed to support.
