As 2025 comes to a close, Ohio’s small businesses continue to move forward with the support of strong partnerships and the right access to capital. Throughout the year, we worked alongside lenders, community organizations, and business owners to support projects that created jobs, expanded operations, and strengthened local economies across the state.

This year-in-review highlights the lending activity, business impact, and partnerships that helped shape Ohio’s small business landscape in 2025.

2025 Lending Activity at a Glance

In 2025, OSDC supported business growth across Ohio through:

• $12.7 million funded in new loans

• 14 OSDC loans approved totaling $8.7 million

• $21.4 million in total project investment, representing combined public and private financing through OSDC and third-party lending partners

Each project reflects a business taking the next step toward long-term stability, growth, or expansion.

Supporting Jobs and Business Growth

Projects approved in 2025 are projected to create 66 new jobs across Ohio. Beyond job creation, OSDC-supported projects served a diverse mix of businesses, including:

• 5 small manufacturers

• 5 rural businesses

• 4 women-owned businesses

• 3 minority-owned businesses

These businesses represent the wide range of industries, communities, and entrepreneurs OSDC works with throughout the state.

OSDC’s Ongoing Impact Across Ohio

In addition to new lending activity, OSDC’s active loan portfolio continues to support:

• 9,537 existing jobs

• 1,693 new jobs

These numbers reflect the long-term value of stable, fixed-rate financing and the important role it plays in helping businesses retain employees, invest in equipment and facilities, and plan for the future with confidence.

OSDC’s impact would not be possible without strong partnerships. Banks, credit unions, referral partners, and community organizations across Ohio play a critical role in connecting businesses with financing options that support sustainable growth.

Through collaboration, OSDC helps businesses access SBA 504 and Ohio 166 loan programs designed to support long-term investment in buildings, equipment, and job creation.

Looking Ahead to 2026

As we look ahead, OSDC remains focused on expanding access to capital, strengthening partnerships, and supporting Ohio’s small businesses at every stage of growth. We’re grateful for the trust placed in us by our partners and borrowers and look forward to continuing this work across Ohio in the year ahead.

To learn more about OSDC financing programs and how we support small businesses and lenders across Ohio, connect with our team or explore additional resources on our blog.